PNB Metlife Review
PNB Metlife is not an excellent company to work for, as they do not offer any work-life balance. Employees are expected to report to the office at 9.30 am without any breaks, and no overtime is paid. The management is worthless, and the HR department does not care about the welfare of its employees. Nonetheless, the employees are trained and kept up-to-date with product knowledge.
Mera Jeevan Suraksha’s plan
The Mera Jeevan Suraksha Plan of PNB MetLife provides financial security to the policyholder up to the age of 99. It has a variety of tailor-made cover options, including a life cover. The plan also covers the policyholder’s spouse and dependent children. The plan also provides a maturity benefit equal to the sum assured.
The Mera Jeevan Suraksha Plan from PNB Metlife provides two pay-out solutions: a regular income and a lump sum payout. It also offers coverage for your spouse and provides a return of premiums if you pass away. The plan is offered to new borrowers and existing borrowers.
You can view your policy details online at PNB Metlife’s website. Once there, you can input your policy number, name, and date of birth. You can also use a self-service Khushi mobile application or send an email to the company’s support team. Once the company receives your documents, it will process your claim.
Mera Term Plan Plus
Mera Term Plan Plus is a flexible plan that offers customers various options and features. You can select from Benefit Options, Cover Enhancement and Additional Options to customise your plan. However, the low claim settlement ratio of the plan is one of the most significant downsides. Before choosing Mera Term Plan Plus, you should consider its benefits and its negative points.
The PNB Metlife Mera Term Plan Plus has two types of benefit options. The first one is a lump sum, and the second option is a monthly income. Both options are available, and you can choose the one that best meets your needs. Moreover, you can pay your premiums either monthly or yearly.
The Mera Term Plan Plus has a minimum sum of Rs 25 lakhs. If your sum assured is lower than this amount, you won’t be able to claim coverage.
Minimum sum assured
PNB Metlife has several life insurance products. The PNB Metlife Guaranteed Savings Plan is one example. The basic sum assured (BSA) is Rs. 4,70,000. This policy has a 15-year term. The policy payment is made in annual instalments. The premiums are tax-exempt under Section 80C of the Income Tax Act.
PNB Metlife is a company founded in 2001. The Punjab National Bank owns it. It also has shareholders Elpro and Metlife. In addition, the company is owned by M Pallonji & Company, one of the largest contracting companies in India. It is headquartered in New Delhi.
PNB MetLife has over 150 branch offices nationwide where policyholders can claim their benefits. To claim the benefit, policyholders should present their policy number and some form of identification. They can also access their policy information online by logging into their website. To log in, customers must enter their login details and password. PNB Metlife also offers email and telephone support for customers.
PNB Metlife policyholders can request manual interaction with an insurance advisor. To obtain this service, policyholders must visit their nearest branch with relevant policy documents and ID proof (if you are on a term plan). The branch officer will assist the policyholder with the details regarding their policy. He or she will also address any concerns that policyholders may have.
PNB MetLife has over 150 branches throughout the country. The company also serves customers at over 7,000 locations nationwide through bank partnerships. You can use their all-India customer service number if you cannot visit a branch. You may visit the company’s website if you need to contact customer service via email.
PNB Metlife offers a variety of life insurance plans to meet the needs of individuals and families. Some of these include term plans and protection plans. The company also offers pensions and child education plans.