Frontline Insurance Rating Review


If you live in coastal areas, you know that having the right insurance policy is crucial. Luckily, many companies can provide you with coverage.

Frontline Insurance is one of them, and it has been serving homeowners in coastal regions for over 20 years. Read on to learn more about this company, including its financial strength and how they are graded by the BBB.

Review of Frontline Insurance

Frontline Insurance is a company that specializes in homeowners insurance for people living in hurricane, tropical storm, or flood zones. The company has an excellent customer rating, which makes it a great choice for people who are looking for an insurance policy that will protect them from the high risk of weather-related losses.

The company has a program called “Stepdown Deductible” that allows policyholders to earn money back on their hurricane deductible for every year they go without making a claim. The company also has an excellent reputation for paying claims quickly and efficiently.

Frontline Insurance is a company that has a lot of positive reviews on many online platforms, including Google Maps and Facebook. They are also ranked well on the National Association of Insurance Commissioners’ complaint index report.


Founded in 1998, Frontline Insurance is a group of independent insurance entities serving homeowners throughout the southeast. They offer a variety of coverage options and have a strong focus on customer service.

Frontline Insurance Rating is a solid option for property owners in Florida, Georgia, Alabama, North Carolina, and South Carolina looking for home insurance. Their ratings are excellent, and the company has an outstanding track record of customer satisfaction.

The company’s financial stability rating is an A from Demotech, an economic analysis firm that reviews insurers. This is based on the insurer’s ability to maintain a positive surplus, liquidity of investments, reasonable loss and loss adjustment expense reserves, and realistic pricing.

In addition, Frontline Insurance and its sister company, First Protective, have recently gained BBB+ insurance financial strength ratings from KBRA. The ratings were issued in December and are currently stable, according to the firm.


Discounts can be a great way to save money on your home insurance. They vary by state and insurance company, but you can usually find various discounts, including a multi-policy discount, a secured community discount, and water leak detection system discounts.

Loyalty discounts are another great way to save on your home insurance premiums. Many insurers offer these discounts if you remain claims-free for several years. A typical loyalty discount could amount to 5% off your policy, although the savings may vary depending on your homeowner profile and where you live.

Frontline Insurance Rating has sparked confusion and concern among insureds and agents in Florida after the company sent out a memo last week that differed from one it had previously issued to its insurance agency sales representatives. The company has since reissued the directive. It is also trying to find out more about its ratings with KBRA, formerly Kroll Bond Rating Agency, and whether it can obtain the same financial stability rating from Freddie Mac, which purchases mortgage-backed securities.

Customer Service

Customer service is a must for any insurance company, and Frontline Insurance Rating has it down to a science. They have a customer portal on their website that allows you to securely make payments, report a claim, and check your policy status. In addition, they have a mobile application that lets you securely manage your property insurance from anywhere.

The best part about Frontline Insurance is its transparent and efficient claims-handling process, embodied in its high-tech claims-tracking system. If you have a policy with them, they can send inspectors to your home quickly and efficiently to ensure the proper coverage is in place before any damage occurs. They are so good at this that they have won the coveted Insurance Council of Florida awards for outstanding claim handling three times in a row.

The best way to save on your homeowner’s insurance is by securing multiple policies with a company like Frontline Insurance. They offer a few discounts to sweeten the deal, including the multi-policy and secured community discounts.

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